The outrage over the AIG bonuses (real or not) just points out how out of touch everyone is.
AIG (and Wall Street in General) - Okay they had contracts, and you have to remember that even on a losing baseball team, you could have a superstar that needs to get paid, but guys, did you ever take a course in marketing? You had a whole year to inform everyone, temper the reaction, explain the situation, cut back or renegotiate the bonuses - did you really think nobody would notice?
The Government - Same marketing question as above, if you give out money (and those blaming the Democrats, remember; this deal for TARP was under the previous administration, this was a modification in the stimulus plan to restrict compensation, with the infamous clause). Keep you mouth shut till you know the facts and then be honest - If AIG pulled one over on us, shame on them. If it happens again shame on you.
The Average Citizen - Give me a break - the last place Baltimore Orioles in 2008 had more that 10 players who made over 1 million dollars. The highest player made over 8 million. Do you think that they shouldn't be paid? What about all the financial companies that went out of business? Did those guys get bonuses? We don't even know what the people who got the bonuses did. Maybe they saved the company billions of dollars. Grow up and start being responsible yourself.
The real problem, and nobody has spoken about this, is the salary gap between the average person and the highest wage earners. Where was all this outrage when things were good? They were getting even more obscene bonuses then, but nobody cared, because times were good. If we are going to make any changes we have to be consistent and vigilant. Learn from our mistakes and not keep making the same ones over and over and over.....
ChrisZ
10 min
Sunday, March 22, 2009
Saturday, March 14, 2009
The Future is the Past?
Where to we go from here? Is Suburbia dead? This article thinks so:
http://finance.yahoo.com/family-home/article/106732/Suburbia-R-I-P
And the recent concept of Suburbia may be dead. Of people living in bigger and bigger houses with more land, living farther and farther away from the center of cities. But is there a new model of suburbia that will work? Here is my idea:
1. Cities will build new communities within their center. Projects like Co-op city in NY (http://en.wikipedia.org/wiki/Co-op_City,_Bronx) but on a much smaller scale. These communities will house many different people. There will be students, young singles, married couples with small families, professionals and some older residents. The buildings will have garages, playgrounds, pools and open space area.
There will be small, multi family housing, this may go back to the days of families living in separate houses but on common property. Zoning laws will need to be changed to accommodate this. In addition, some larger houses will need to be modified to multiple occupancy. The challenge to zoning laws is will this be restricted to relatives or opened up to anyone?
For standard single family housing, children will stay longer and contribute to the household costs. Houses will be retrofitted with energy saving devices. There will be more solar collectors for heating. Second floors will be converted to storage and sealed off with doors to keep the main floor either cool or warm depending on the location. People will live simpler, with less grandiose houses. Americans will start looking around the world for ideas and then in our own manner, adapt and expand on them to suit our desires.
As the infrastructure changes, transportation will also change. Highway design will freeze as extra lanes will no longer be necessary. Car will be come smaller with rentals becoming more popular with shorter rental times. You might carry an entertainment center and plug it into a generic rental car. These rental centers will be centrally located. So you may take your car to a train, take the train to destination nearby where you want to go, and then rent a car locally. Or maybe, we will see more auto trains that can carry smaller autos between common destinations, like New York to Boston, or New York to Chicago.
Industrial Parks will move back within city lines and production will move back closer to the final distribution point. There will be more car pooling and buses, but only where the volume of use will make economic sense. In other locations, people will still have multiple cars, but they will be more diverse in thier function. One might be a small truck and the other a high mileage hybrid.
More ideas on the city of the future to come.....
http://finance.yahoo.com/family-home/article/106732/Suburbia-R-I-P
And the recent concept of Suburbia may be dead. Of people living in bigger and bigger houses with more land, living farther and farther away from the center of cities. But is there a new model of suburbia that will work? Here is my idea:
1. Cities will build new communities within their center. Projects like Co-op city in NY (http://en.wikipedia.org/wiki/Co-op_City,_Bronx) but on a much smaller scale. These communities will house many different people. There will be students, young singles, married couples with small families, professionals and some older residents. The buildings will have garages, playgrounds, pools and open space area.
There will be small, multi family housing, this may go back to the days of families living in separate houses but on common property. Zoning laws will need to be changed to accommodate this. In addition, some larger houses will need to be modified to multiple occupancy. The challenge to zoning laws is will this be restricted to relatives or opened up to anyone?
For standard single family housing, children will stay longer and contribute to the household costs. Houses will be retrofitted with energy saving devices. There will be more solar collectors for heating. Second floors will be converted to storage and sealed off with doors to keep the main floor either cool or warm depending on the location. People will live simpler, with less grandiose houses. Americans will start looking around the world for ideas and then in our own manner, adapt and expand on them to suit our desires.
As the infrastructure changes, transportation will also change. Highway design will freeze as extra lanes will no longer be necessary. Car will be come smaller with rentals becoming more popular with shorter rental times. You might carry an entertainment center and plug it into a generic rental car. These rental centers will be centrally located. So you may take your car to a train, take the train to destination nearby where you want to go, and then rent a car locally. Or maybe, we will see more auto trains that can carry smaller autos between common destinations, like New York to Boston, or New York to Chicago.
Industrial Parks will move back within city lines and production will move back closer to the final distribution point. There will be more car pooling and buses, but only where the volume of use will make economic sense. In other locations, people will still have multiple cars, but they will be more diverse in thier function. One might be a small truck and the other a high mileage hybrid.
More ideas on the city of the future to come.....
Sunday, March 01, 2009
Working hard just to keep up
When we are young, we spend most of our time trying to improve ourselves. Like a new car we put on fancy hub caps, install new radios, maybe even a exciting new paint job. The problem is we are not interested in the basic maintenance or strengthening the chassis. I am now finding that this relates to our bodies also. Rather than eating well and working out, keeping our blood pressure low and watching how we act; we do crazy things and they rely on our young body to pull us through. Then, when we get old, we spend just as much time just trying to maintain what is falling apart, that we have no time for improvement. Oh the follies of youth......
3 min
3 min
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